I have to admit that I kind of cringe when people suggest using canned air or otherwise pressurized air to clean a sensor. You don't have to be quite as paranoid about cleaning a sensor as one might think due to the fact that most cameras will have a filter mounted right over the top of the sensor that stays in place constantly.
However you do still need to be careful not to make the particles stick and to make sure that you're not scratching the filter. The main risk from the canned air is basically sandblasting and residue. As well as accidentally forcing particles into places in the body that they're not supposed to be.
If you're really, paranoid about dust, you can always get one of those portable clean rooms that are forthcoming.
http://photipherals.com/?page_id=11Cleaning the lenses themselves is largely another matter, you're mostly concerned about removing particles before wiping down the lens and with damaging the coating that most lenses these days have.